SSDI QualificationIf you become disabled and unable to work in California, you may be eligible for Social Security Disability Insurance (SSDI). This is a program offered by the Social Security Administration (SSA) to help disabled individuals access the financial support they need.
SSDI is a program with strict requirements – and the application process can be stressful and time-consuming. Unfortunately, an application will often result in a rejection. Many rejections are due to application issues that you can avoid by using a disability benefits lawyer.
At Lerner, Moore, Silva, Cunningham & Rubel, we understand that your disability can make your life stressful and financially unsteady – we're to help you access SSDI benefits. If you want to schedule a free consultation with a disability benefits attorney, you can reach our law firm at (909)889-1131 now!
SSDI Benefits – What You NeedIf you're wondering if SSDI is a benefit program that can help you or a family member, it's essential to understand the requirements in detail. Let's explore the three core requirements below:
Work CreditsBefore you apply for SSDI benefits, you need to ensure you have enough work credits. You receive credits for each working year in your life. To be eligible for SSDI, you will need to accumulate enough credits throughout your working life (the number is determined by the SSA).
Unfortunately, calculating the correct work credits can be confusing. The older you are, the more working credits you will need to be eligible for these benefits.
Further Work TestsYou will also need to undergo a "duration of work test" and a "recent work test."
The "duration of work test” will assess the length of time you have worked relative to your age. This is another way that the SSA will confirm that you have worked enough years in your life for eligibility.
On the other hand, the "recent work test” will determine if you have worked enough in recent years to be eligible for benefits. For example, how many years have you worked in the past ten years? If you're over 31, you will need to have worked five of the last ten years for eligibility.
Medical RequirementsThere must be proof of a mental or physical disability that prevents you from working. There is a list of eligible conditions available via the SSA. This does not mean that you cannot work at all – you may be able to work if your income is below the required threshold.
If you have any questions about the requirements outlined in this section, feel free to contact our team at Lerner, Moore, Silva, Cunningham & Rubel. We're always happy to help explain the SSDI program in more detail.
How Can an Attorney Help?One of the biggest mistakes many SSDI applicants make is to pursue their claim without an attorney. If you don't have experience with the SSDI application process, there are many opportunities to make mistakes that will result in a denied claim.
Not only will a claim denial require you to reapply or appeal, but it will also delay your ability to receive the benefits you desperately need. By working with an SSDI law firm like Lerner, Moore, Silva, Cunningham & Rubel, you can improve your chances of approval.
Contact an SSDI Lawyer Today for a Free ConsultationIf you're ready to begin the SSDI claims process, then our team at Lerner, Moore, Silva, Cunningham & Rubel can help. Our social security disability benefits lawyers have years of experience helping clients with their claims. In the case of a rejection, we can also help with appeals and new applications.
If you want to schedule a free consultation with our attorneys at Lerner, Moore, Silva, Cunningham & Rubel, please call (909)889-1131 today.